What's Your Financial Personality Find out if your "A Vault", "A Big Spender" or in between. Unlock your who your are financially and receive advice on how to improve. MCSIFE published on April 17, 20125 responses 0 Questions in vertical order My monthly budget is: What budget? I spend what I need to, when I need to. Something my parents think I should put together that might help me. Very fluid, depending on what’s going on this month. A set amount. I rarely overspend. At any given time,I: Am not exactly sure how much money I have because my expenses vary monthto month, and I don’t like to miss out when there’s a great concert or my friendsinvite me out to dinner. Don’t know where I put the bills I’m supposed to pay. I’ve got other things on mymind so I try not to think about it – they’ll send another bill next month. Have $20 in my wallet, but it never seems to last, especially if I come acrosssomeone in need. Know exactly how much I have and when all of my bills are due. Savings are: Not my thing. I spend what I have. Something I’m sure I need, but not top of mind right now. Nice to have, but my commitment to my social values, friends, significant otherand family come first. Crucial to the long term and for big purchases like a car, vacation ornew laptop. I have a credit card or emergency savings because: When there is something I really want, I don’t let anything stand in my way. My parents set this up for me to make sure I had one “just in case” – I’ve had itever since. It’s nice if I’m a little short and don’t have quite enough to cover it. It’s practical as a last resort in case something unexpected happens. If I received an unexpected $500, I would: Put some of it toward my credit card bill and then buy myself an early birthdaypresent. Hey, I deserve it! What’s the rush? I’d hang onto it until I figured out what to do with it – someday. Pay some bills, stock up on groceries and hopefully save a little. Put it straight in my savings account – lucky me! I feel best about my spending and myself when I: Live large – I seize opportunities as soon as they arise! Let someone else sweat the details. Help friends and family or contribute to causes I’m passionate about. Create a plan, weigh the options and make a move.